Terms and Conditions

Last updated: 01 January 2026

Welcome to Spot On CFO. These Terms and Conditions govern your use of our website located at https://spotoncfo.com.au.

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, you must not use this website.

These Terms and Conditions are governed by the laws applicable in Australia.

1. About us

Spot On CFO provides professional CFO and finance and accounting advise services to Australian small and medium‑sized businesses.

Information provided on this website is general in nature and does not constitute professional, financial, accounting, tax, or legal advice.

2. Use of the website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit their use of the website.

You must not:

Use the website for any unlawful purpose
Attempt to gain unauthorised access to the website or its systems
Interfere with the security, performance, or functionality of the website
Reproduce, duplicate, copy, sell, resell, or exploit any content for commercial purposes without our written consent

3. Intellectual property

Unless otherwise stated, Spot On CFO owns or licenses all intellectual property rights in the website and its content, including text, graphics, logos, and layout.

You may view and use the content for your own personal or internal business use only. You must not:

Copy or republish material from this website
Sell, rent, or sub‑license material from this website
Reproduce or redistribute content without permission

All rights are reserved.

4. Cookies and website analytics

Our website uses cookies and similar technologies to improve functionality and analyse website traffic. Cookies may collect information such as browser type, pages visited, and general location data.

By using this website, you consent to the use of cookies in accordance with our Privacy Policy.

You can control or disable cookies through your browser settings, however this may affect the performance of the website.

5. Third‑party links

This website may contain links to third‑party websites for your convenience. These links do not signify our endorsement of those websites.

We have no control over, and are not responsible for, the content, privacy practices, or availability of third‑party websites.

6. User content and reviews (if applicable)

If parts of the website allow users to submit comments, reviews, or other content:

You warrant that you have the right to submit the content
The content must not be unlawful, misleading, defamatory, offensive, or infringe any third‑party rights

Spot On CFO reserves the right to monitor, edit, or remove user‑submitted content at its discretion.

By submitting content, you grant Spot On CFO a non‑exclusive, royalty‑free licence to use, reproduce, and publish that content for website and marketing purposes.

7. Limitation of liability

To the maximum extent permitted by law, Spot On CFO excludes all warranties, representations, and conditions relating to the website and its use.

We do not warrant that:

The information on the website is accurate, complete, or current
The website will be available at all times
The website is free from errors or viruses

Nothing in these Terms excludes or limits any rights you may have under the Australian Consumer Law that cannot be excluded.

8. Disclaimer – no professional advice

All information provided on this website is general information only. It does not take into account your specific circumstances and should not be relied on as professional advice.

You should seek appropriate professional advice before acting on any information contained on this website.

9. Indemnity

You agree to indemnify Spot On CFO against any loss, damage, or expense arising from your use of the website or breach of these Terms and Conditions.

10. Changes to the Terms and Conditions

We may update these Terms and Conditions from time to time. Any changes will be effective immediately upon publication on the website.

Your continued use of the website constitutes acceptance of any updated Terms and Conditions.

11. Governing law

These Terms and Conditions are governed by the laws of Australia. You submit to the non‑exclusive jurisdiction of the courts of Australia.

12. Contact us

If you have any questions about these Terms and Conditions, please contact:

Spot On CFO

Email: hello@spotoncfo.com.au